Birmingham Bankruptcy Lawyer

Are you having trouble paying your bills and need some financial relief? If so, then our Birmingham bankruptcy lawyer might can help. There are several ways that a bankruptcy filing can help alleviate your financial strain and get you out from under overwhelming debt. When you talk to our bankruptcy attorney, they can discuss with you whether filing for bankruptcy is the best option for you and your family.

There are two main types of bankruptcy that consumers file, Chapter 7 and Chapter 13. A Chapter 7 bankruptcy can get rid of most if not all of your unsecured debts such as credit cards, deficiencies, and medical bills. A Chapter 13 bankruptcy in Birmingham can help you avoid a foreclosure or repossession. If you are drowning in debt, then let our bankruptcy attorney in Birmingham help you get financial relief and counsel you through the bankruptcy process. Whether you need a bankruptcy attorney in Gardendale, or anywhere else in Jefferson County, we can help.

Our Birmingham bankruptcy lawyer will usually either be filing a Chapter 7 or Chapter 13 bankruptcy.  A Chapter 13 bankruptcy is basically a three-to-five-year payment plan that is administered through the Bankruptcy Court, where you pay your creditors off over time allowing you to get caught up on certain important bills such as your mortgage or a car payment.  However, when most people think of filing bankruptcy, they are thinking of a Chapter 7 bankruptcy, which is a much quicker and simpler type than a Chapter 13 and usually last about 90 days.

Once our Birmingham bankruptcy lawyer files your case, whether a Chapter 7 or 13, you will have to go to something called a Meeting of the Creditors or 341 Hearing.  No creditors usually show up for this meeting and it is meant as an opportunity for the Trustee in your case to ask you a few questions under oath.  One of our Birmingham bankruptcy lawyers will be there with you and it usually consists of the Trustee in your case asking a few simple questions. 

If you need a bankruptcy attorney in Alabaster or the surrounding areas of Bessemer, Pelham, Trussville, Gardendale, Hoover, or anywhere else in Shelby or Jefferson County, then this meeting will likely be at the Federal Courthouse in downtown Birmingham. Whether you need a bankruptcy attorney in Bessemer, Hoover, or anywhere else in the Jefferson County area our Birmingham bankruptcy lawyer can file your case.

We are experienced Alabama bankruptcy lawyers serving Birmingham, AL. Our bankruptcy attorneys can help you with with obtaining debt relief through the bankruptcy courts. Contact our bankruptcy lawyer today to get the process started.

215 Richard Arrington Jr Blvd N
Suite 1000
Birmingham, AL 35203
Tel: (205) 201-1789