Albertville Bankruptcy Attorneys

Are you one of the millions of Americans overwhelmed with debt? If so, then bankruptcy might be a way to get a fresh financial start. There are two types of consumer bankruptcy commonly filed, Chapter 7 and Chapter 13 bankruptcy. When you call our Albertville bankruptcy attorney we can go through your situation and recommend which bankruptcy would be the best option for you and your family.

For cases where your income is fairly low and there are no assets involved, a Chapter 7 bankruptcy can be a fairly simple process. The main things to consider in a Chapter 7 are qualifying to file and making sure that all of your assets are protected. Whether you need a bankruptcy attorney in Gadsden or Albertville, our lawyers can help.

Our Albertville bankruptcy lawyer can discuss your financial situation and work with you to determine if filing bankruptcy is the right option.  You can opt to do your consultation over the phone or in our Huntsville office. For the individuals whose debt has gone out of control and overwhelming, The United States Bankruptcy Courts are there to provide debt relief through a variety of options and processes.

Sometimes a Chapter 7 bankruptcy may not be the best choice and a Chapter 13 might be preferable for your particular situation.  Chapter 13 bankruptcy is a payment plan, where you pay back some or all of your debts over a three to five year period. It can help you avoid a foreclosure or repossession and even help lower your vehicle payments. Chapter 13 is a great option for most people and be the best solution in many cases.

If our Albertville & Decatur bankruptcy lawyers are filing your case in Marshall County or the surrounding areas of Florence, Scottsboro, Madison, or Cullman, then it will be filed in the U.S. District Court for the Northern District of Alabama, Northern Division.  Which Bankruptcy Court your case is filed in generally depends on the county in which you reside. This means if you reside in Marshall, Morgan, or Cullman County then your case will be in the Northern Division.

Our Albertville bankruptcy attorneys will make sure you are filed in the correct jurisdiction to avoid the bankruptcy being filed in the wrong jurisdiction and being dismissed as a result. If you would like to speak with our Albertville bankruptcy attorney, then give our Albertville and Huntsville bankruptcy attorney a call today.