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What Are Reaffirmation Agreements in a Bankruptcy

You have filed bankruptcy but a loan in which the creditor holds a security interest in your property. You have expressed a desire to keep that property and both your creditor and your attorney mention entering into a reaffirmation agreement, and you start questioning what that is. A reaffirmation agreement is a formal contract in …

Does Alabama have any Property Exemptions in Chapter 7

Alabama allows you to claim exemptions to protect equity in certain assets you have when filing a Chapter 7 Bankruptcy. If you are filing in Alabama, then our bankruptcy lawyers in Birmingham can help advise you when you call. Hopefully, the information below can give you some general information.  For your home residence (as of …

How Does Bankruptcy Stop a Foreclosure and Allow Us to Keep Our House

Filing for bankruptcy will stop the clock on a foreclosure, giving homeowners a period of months or years to determine their next step. The two types of personal bankruptcy are Chapter 7 bankruptcy, which usually lasts for three to four months, and a Chapter 13, which typically lasts for three to five years. Any delay …

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