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What is the Difference Between Chapter 7 and Chapter 13 Bankruptcy in Alabama

There are a number of different kinds of bankruptcy that a bankruptcy lawyer in Birmingham can file for you. The most common forms of bankruptcy that people file for are Chapter 7 and Chapter 13 bankruptcy. Chapter 7 bankruptcy can be filed by an individual, a partnership, a corporation or any other business entity. Chapter …

How Does the Chapter 7 Bankruptcy Process Work in the State of Alabama?

There are numerous different kinds of bankruptcy you can file, but the main types of customer bankruptcy are Chapter 7 as well as Chapter 13 bankruptcy. Phase 13 is where you pay some or every one of your unsafe financial obligations for 5 years with the Bankruptcy Court. Anyone can file this kind of bankruptcy, …

Bankruptcy & Divorce: A How To Guide

Divorce and bankruptcy are two of the most stressful processes that anyone can go through. After infidelity, most divorces result from money issues. Financial hardship is the second greatest reason for obtaining a divorce attorney in Montgomery or wherever you live. According to these statistics, many couples who intend to divorce may also be in …

What Are Reaffirmation Agreements in a Bankruptcy

You have filed bankruptcy but a loan in which the creditor holds a security interest in your property. You have expressed a desire to keep that property and both your creditor and your attorney mention entering into a reaffirmation agreement, and you start questioning what that is. A reaffirmation agreement is a formal contract in …

Does Alabama have any Property Exemptions in Chapter 7

Alabama allows you to claim exemptions to protect equity in certain assets you have when filing a Chapter 7 Bankruptcy. If you are filing in Alabama, then our bankruptcy lawyers in Birmingham can help advise you when you call. Hopefully, the information below can give you some general information. For your home residence (as of …

How Does Bankruptcy Stop a Foreclosure and Allow Us to Keep Our House

Filing for bankruptcy will stop the clock on a foreclosure, giving homeowners a period of months or years to determine their next step. The two types of personal bankruptcy are Chapter 7 bankruptcy, which usually lasts for three to four months, and a Chapter 13, which typically lasts for three to five years. Any delay …

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