Your Anniston Bankruptcy Lawyers
Call us today! (256) 689-1119
Let our Anniston bankruptcy lawyers help you obtain debt relief through the Bankruptcy Court. The Harris Firm is currently charging a flat fee of $850 for most simple Chapter 7 bankruptcy filings in and around the Calhoun County area. Give us a call and let our bankruptcy attorneys answer any questions you may have about the bankruptcy process.
Filing for Bankruptcy in Anniston
If you call one of our Anniston bankruptcy lawyers today, one of our attorneys can call you back within the same day (sometimes within the hour) and answer any questions you may have about the process. Our law firm strives to provide you with as much information about the bankruptcy process as possible so that you, and your family, can make the best decision concerning your financial situation. Once you have decided that filing a bankruptcy is the best option, then our attorneys will work to make the process as simple as possible, explaining everything as we pursue your bankruptcy discharge together.
If an appointment is necessary, then we will set up an appointment for a free consultation in our Anniston office. If you have an appointment in our office, then our bankruptcy attorneys in Anniston will email or mail you a questionnaire for you to fill out and bring with you to this appointment. At the appointment and over the phone, we will go over your financial situation with you to determine your options.
We strive to ensure that our bankruptcy clients make informed decisions concerning filing for bankruptcy protection, while also keeping the process as simple as possible for them. Our attorneys want to make sure you understand every aspect of a potential bankruptcy filing prior to going forward, and in order to do that we need to have a consultation. There are certain documents you will need to provide us with, and there are forms that you will need to sign prior to filing. Some common documents you will need are your last six months of pay stubs, last two years tax returns, you will need to fill out a bankruptcy questionnaire, and we will eventually need a copy of your driver’s license. Some of the common forms you will need to sign are the contract to retain our services, some legal disclosures, and a few forms that get filed with the Bankruptcy Court when your case is filed. We can go over all of this and inform you of the entire process at our consultation. Our bankruptcy lawyers in the Anniston office serve clients in Calhoun County and the surrounding areas of Oxford, Gadsden, Heflin, Oneonta, Ashville, Talladega, Sylacauga, Pell City, and Lincoln. Give our Anniston bankruptcy lawyers a call today for a free consultation in our office or over the phone.
Our Anniston Bankruptcy Lawyers
You should consider obtaining one of our Anniston bankruptcy lawyers if:
1) You are behind on your mortgage and/or vehicle payment and are threatened with foreclosure or repossession;
2) You are having to use credit cards to pay for necessities such as groceries and you cannot afford to pay your credit card or other bills;
3) You have more than $10,000 in credit card debt;
4) You are being sued by creditors;
5) You are getting daily calls and letters from collectors and you see no way of getting out from under the debt, or;
6) You have large outstanding medical bills that your insurance did not pay and you have no way of ever paying for them.
If you need some debt relief, then our Anniston bankruptcy lawyers may be able to help you. By filing Chapter 7 Bankruptcy you are able to wipe out certain debts and get a fresh start and a Chapter 13 bankruptcy can also provide protection from creditors.
Even in what would seem like a simple Chapter 7 bankruptcy, there may be potential issues that could arise once your case is filed. This is why it is important to obtain a local bankruptcy attorney in Anniston to file your case for you, since they will be familiar with the process and know all of the local rules of the particular bankruptcy court you are filing in.
Filing for Bankruptcy in the Anniston Area
If you reside in Calhoun County, Clay County, Cleburne County, or Talladega County then you will be filing in the U.S. District Court Northern District of Alabama, Eastern Division and your Meeting of the Creditors (also called a 341 Hearing) will most likely be held in the Federal Courthouse in Anniston, Alabama.
Usually, no creditors actually show up for this meeting and the Trustee in your case will just ask you a few questions about your financial situation. If there are no complications or objections then you should receive a discharge and never have to go before a Judge in most Chapter 7 cases.
We are a member of the local Calhoun County Chamber of Commerce and the North and Central Alabama Better Business Bureau, so feel free to check us out there for reviews from former clients. Our lawyers routinely practice in the Calhoun County and Etowah County areas, and are familiar with the bankruptcy process in the Northern District of Alabama, Eastern Division. If you live in Eastern Alabama and need some financial relief, then give our Anniston bankruptcy attorneys a call today for a consultation.