Hueytown Bankruptcy Lawyer & Bankruptcy Attorneys

Unfortunately, debt is a common problem in America that sometimes becomes overwhelming for people and our Hueytown bankruptcy lawyer can help. For people unable to catch up to their insurmountable debt problem. Hueytown bankruptcy lawyers are currently charging flat fees to file most Chapter 7 bankruptcy cases in and around Jefferson County.  If you find yourself drowning in debt, our bankruptcy attorney in Hueytown can help you get financial relief and counsel you through the bankruptcy process.

To begin the process, you will speak with our experienced Hueytown bankruptcy lawyer over the phone or in-person in our Hueytown office. Our Birmingham bankruptcy attorney will ask you to fill out and bring a questionnaire with you to the appointment so we can gather all the relevant information for your case. For phone consultations, one of our Hueytown bankruptcy lawyer will call you back the same day and review your financial situation.

Necessary documentation to file will include items such as your last two years’ tax returns, your last six (6) months of income information such as pay stubs, and a list of all your creditors.  Once we have a handle on your financial situation, we can help you explore your options and figure out if bankruptcy is the best path.

Typically, a Chapter 7 or a Chapter 13 bankruptcy is what we recommend for those seeking bankruptcy in Hueytown, Alabama. These are the most common types of bankruptcy filings. A Chapter 13 bankruptcy involves a 3-5 year payment plan that goes through the Bankruptcy Court. This gives you the option to pay your creditors off over time so you can catch up on certain important bills like a mortgage or a car payment.

The other option, the chapter 13 bankruptcy filing, is what filing bankruptcy they are thinking of a Chapter 7 bankruptcy, which is a much quicker and simpler type than a Chapter 13 and usually last about 90 days.

Many of your debts can be eliminated in a short amount of time with a Chapter 7 filing handled by our Hueytown bankruptcy lawyer. First, you’ll need to be determined eligible for a Chapter 7 bankruptcy. We’ll walk you through the income-based tests that must be performed in order to determine if you qualify and your last six months of pay stubs or other proof of income for the last six months is required in order to make this determination. Whether you need a bankruptcy lawyer in Hueytown or anywhere else in Jefferson County we can help your financial situation.

When our Hueytown bankruptcy lawyer files your case, whether a Chapter 7 or 13, you will have to go to something called a Meeting of the Creditors or 341 Hearing.  No creditors usually show up for this meeting and it is meant as an opportunity for the Trustee in your case to ask you a few questions under oath.  During the pandemic, these hearings have been held by video or phone so you do not have to leave the house in most cases.

Whether you have an in person or video hearing, one of our Hueytown bankruptcy lawyers will be there with you for this meeting, and it usually consists of the Trustee in your case asking a few simple questions.  If you need a bankruptcy attorney in Alabaster or the surrounding areas of Bessemer, Pelham, Trussville, Gardendale, Hoover, or anywhere else in Shelby or Jefferson County, then this meeting will likely be at the Federal Courthouse in downtown Hueytown.  Call our Hueytown bankruptcy lawyer today and let us help you through these difficult times.

Our Hueytown bankruptcy lawyers are currently charging flat fees in attorney’s fees for simple, no-asset Chapter 7 bankruptcy cases throughout Alabama.  This would include most Chapter 7 filings, but there may be additional costs if there are complex legal issues such as corporate, divorce, or other such issues that would require a significant amount of additional time to handle or are likely to involve hearings.

However, there is always a filing fee that the court charges as well as other fees such as pulling your credit report and tax returns. For the total amount needed to file a Chapter 7 bankruptcy with our Hueytown bankruptcy lawyer just give us a call.

Although a Chapter 7 bankruptcy can be beneficial to you in potentially discharging your unsecured debts, sometimes another type of bankruptcy called a Chapter 13 would be preferable.  A Chapter 13 case is much less expensive to get filed, since most of the Hueytown bankruptcy lawyer fees get paid in the five-year payment plan, so there are less cost up front.  When you call our bankruptcy lawyers in Hueytown and set up a consultation, we will go over your situation with you and help you figure out which type of bankruptcy is the best option for you. Whether you need a bankruptcy attorney in Hueytown, Hoover, or anywhere else in the Jefferson County area our Hueytown bankruptcy lawyer can file your case.

The Harris Firm regularly files bankruptcy cases in the Jefferson County area and are familiar with the local requirements in the U.S. Courts there.  Our Hueytown bankruptcy lawyer is a member of the Central Alabama Better Business Bureau and the local Birmingham Bar Association, and is usually the attorney that meets with potential clients in our Hueytown office.  If you need some financial relief then give our Hueytown bankruptcy attorneys a call today for a consultation in person or over the phone.