Bankruptcy is a great way for people that are burdened with a substantial amount of debt to get a fresh financial start. Our Alabama bankruptcy attorney files your case in the federal court and it is a helpful tool that has been around for centuries to help individuals with their financial burdens. Once you have decided to file, our Birmingham bankruptcy attorney will go over the entire process, have you sign the proper paperwork, and file your bankruptcy for you.
There are two main types of bankruptcy that consumers file, Chapter 7 and Chapter 13. Filing a Chapter 7 bankruptcy can be an easy way to eliminate certain unsecured debts such as credit cards or payday loans. A Chapter 13 bankruptcy can help you get caught up on your mortgage and avoid foreclosure. Chapter 13 is a powerful tool in helping you get a fresh start.
Where do I File a Bankruptcy?
The United States Federal Court system is separated into different divisions and districts. So, where you currently reside will usually dictate where your Alabama bankruptcy attorney will file your case. If you live in Alabaster, Birmingham, or anywhere else in Shelby or Jefferson County, then your hearing will most likely be held in downtown Birmingham.
If you live in Decatur, Athens, Madison, Huntsville, Cullman, or anywhere else in North Alabama then your hearing will most likely be held in either Decatur or Huntsville. If you live in Montgomery or Prattville, then your hearing will most likely be held in Montgomery. If you live in Anniston or Talladega, then your hearing will most likely be held in Anniston. When you call us, our bankruptcy lawyer can tell you where the case will be filed.
Bankruptcy was created to give individuals and entities an opportunity to have get financial relief,
potentially get a fresh start by resolving their serious debt issues. For example, by filing Chapter
7 you could eliminate... Read more
We charge $1050 for our attorney fees in most simple Chapter 7 cases. In addition to this, there is a
court filing fee that is $335 in a Chapter 7 bankruptcy. There is also a $30 fee to pull your credit
report and incorporate it into... Read more
Other than the creditors and persons you tell, it is unlikely others will know that you filed. It is public
record, but not easily accessible by the general public. Some possible exceptions to this would be
if... Read more