Athens Bankruptcy Attorneys & Lawyers

Are you facing foreclosure or repossession? If so, then a bankruptcy might can help you keep your property. Bankruptcy can help get rid of certain debts or can help you pay back debts over time and keep property from being taken from you at foreclosure or repossession.

There are generally two types of bankruptcy you can file. A Chapter 7 can help you get rid of debts quickly and easily.  A Chapter 13 is a great way to pay your debts over a five year period and stop a foreclosure on your home. Both types of bankruptcy can help, depending on your circumstances. When you have a consultation with our Athens bankruptcy attorney we can help you figure out which type of bankruptcy is best for you and your family.

After filing a bankruptcy, there will be a Meeting of the Creditors about a month later.  No judge is involved and the questions are normally pretty simple, such as things like your phone number and whether you listed all your property in the filings.

If you need a bankruptcy lawyer in Decatur, Athens, Hartselle, or the surrounding areas of Morgan or Limestone County, then you will likely be filing your bankruptcy in the United States District Court, Northern District of Alabama, Northern Division. If you live in the City of Athens or anywhere else in Limestone County, then your bankruptcy hearing and Meeting of the Creditors will be in downtown Decatur, Alabama and our Athens bankruptcy lawyer will be there with you.

To get started with your bankruptcy process just contact our Athens bankruptcy lawyer to set up an appointment or speak to them over the phone. After speaking to our local Huntsville bankruptcy attorney, if you decide to proceed then we can begin working on your case. The up front costs for Chapter 13 can be much cheaper than a Chapter 7. If you call our Athens bankruptcy lawyer then we can help you decide which type of bankruptcy to file.