Alabaster Bankruptcy Lawyer

Our local Alabaster bankruptcy lawyer currently helps individuals file for bankruptcy in Shelby County, Alabama. If you are considering a bankruptcy but have questions, then give us a call today to speak to our Alabaster bankruptcy lawyer over the phone. Our local bankruptcy attorney can usually speak to you very quickly and answer most questions over the phone.

Many people find themselves in difficult financial situations due to any number of life-altering events. The United States Bankruptcy Code allows individuals to obtain some debt relief and in many cases is the only option other than paying the debts in full.

Deciding whether to file bankruptcy or not depends on your particular situation and our Alabaster bankruptcy attorney can help you make this decision at your initial consultation. If you only have a few thousand dollars of credit card debt, then you might want to just settle that amount outside of bankruptcy by calling and offering them a lump sum amount of less than what you owe. If the loan is delinquent, then a collection agency will usually take much less than the full amount to settle a debt. If you call our local Alabaster bankruptcy lawyer, we can help advise you on whether a bankruptcy is necessary in your case.

If you are behind on your mortgage and cannot work things out with the mortgage company, then a Chapter 13 bankruptcy in Shelby County might allow you to keep your home and avoid losing it in a foreclosure sale. If you owe money on a car loan or mortgage and want to walk away from the property, you might be able to get rid of the entire indebtedness in a Chapter 7 bankruptcy in Shelby County. Let our Alabaster bankruptcy lawyer help you through these difficult times today.

You should definitely consult with a local Alabaster bankruptcy lawyer when making the decision about which type of bankruptcy to file, if any. If you are not in Alabaster and need a bankruptcy lawyer in Birmingham then we can help since we have offices across the State of Alabama. Our local bankruptcy attorney will be happy to speak to you today and go over your options over the phone or in person. We have an office in downtown Alabaster on First Street North near the Alabaster Municipal Annex. Give us a call today to speak with a local Alabaster bankruptcy lawyer.

When our Alabaster bankruptcy lawyer files your case, there is a hearing called a Meeting of the Creditors or 341 Hearing that is usually set for a month or so later. If you need a bankruptcy attorney in Pelham, Calera, Helena, Chelsea, Birmingham, Alabaster, Gardendale, or Hoover then your case will most likely be filed in the U.S. District Court in Northern District of Alabama. If you live anywhere in Shelby County, then your hearing will most likely be held at the federal courthouse in downtown Birmingham.

Our Alabaster bankruptcy lawyer will be with you at this hearing. There is no judge, only a person called a Trustee that will ask you some questions about your property or your financial situation in general. In a Chapter 7, you will get something called a discharge about sixty days after your hearing. In a Chapter 13, the case can stay open for years while you make your monthly payments. If you are considering filing for debt relief, then let our Alabaster & Hoover bankruptcy lawyer answer your questions today and help you make the best decision for you and your family.