The Harris Firm: Your Montgomery Bankruptcy Attorneys
If you are in need of some debt relief and are seeking some financial advise, then call and speak with our Montgomery bankruptcy lawyers today.
Filing for Bankruptcy
If you are drowning in debt, it may seem like you will never get caught up. However, it is not hopeless and there are alternatives available to you. If you find yourself fighting an uphill battle financially and do not see a way out of it, then give our Montgomery bankruptcy lawyers a call and let us talk to you about the possibilities that are available.
Many people have found themselves in the same situation as you due to such life changing events as divorce, injuries, loss of a job, or even certain personal difficulties that cause one to go through a difficult time in their life. These types of situations can cause anyone to go through a tough financial time and spiral into debt so quickly that they are in over their head before they even realized it.
If most of your debts are unsecured (meaning that the debts are not secured by property such as a house or vehicle) and they are not student loans, child support, recent tax debts, or certain other specially protected debts, then you may be able to have our lawyers in Montgomery file a Chapter 7 bankruptcy for you and be able to have all of this debt disappear. That is what a Chapter 7 bankruptcy does; it essentially eliminates your obligation to pay these types of debts, so that, since you are not obligated to pay it anymore, the creditors cannot collect the debts, practically eliminating the debts.
That is what makes a Chapter 7 so powerful is the ability to get these types of debts eliminated very quickly, with the entire process usually lasting about three months. It can also seem relatively simple for some individuals, with only one hearing to go to that is called the Meeting of the Creditors (although no creditors usually show up).
Filing for Bankruptcy in the Montgomery Area
If you are in Montgomery or the surrounding areas of Prattville, Selma, or even down in Dothan or Auburn, then you will most likely be filing in the United States District Court in the Middle District of Alabama and your Meeting of the Creditors will likely either be held in the federal courthouse in downtown Montgomery, Opelika, or in Dothan (depending on your county of residence).
Call us if you are considering filing for debt relief in the Bankruptcy Courts and let our attorneys counsel you through the process.